Reviews

This profile includes reviews for Atlanticus's headquarters and its corporate-owned locations. To view all corporate locations, see Find Local Branches.

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Atlanticus has 19 locations, listed below.

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  Atlanticus

  5 Concourse Pkwy STE 300 Atlanta, GA 30328-6101

  
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  Atlanticus

  PO Box 105341 Atlanta, GA 30348-5341

  
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  Atlanticus

  PO Box 23007 Columbus, GA 31902-3007

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  FNBO Emerge

  PO Box 1249 Newark, NJ 07101-1249

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  Atlanticus

  PO Box 928486 San Diego, CA 92192

Review Details

• Review fromJohn D

  Date: 10/12/2024

  Supremely shady business practice. I paid my account in full, and did not use the fortiva card for over a year, but was hit with a surprise annual fee that was not part of the original agreement. This type of business practice should be outlawed, as it is predatory and shady in nature. There needs to be a class-action suit brought against ******* and their parent company.

• Review fromDaisy M

  Date: 10/10/2024

  Please stay away from this lender/credit card company.They prey on consumers and make money off you.Apparently I was charged several late fees and was only credited for 2 after doing business for so long. I feel insulted and ***** and ****** were no help at all. (Virtual team) Please keep away from them.I was due for payment each 5 of every month and they tried telling me I was 61 days behind ? They stressed me out and were not all helpful. This account is closed and they still continue to stress me out , please do better elsewhere.

• Review fromRenee J

  Date: 10/07/2024

  Fortiva Retail Credit are thieves. My account is fully paid off and they charged me a ***** annual fee just to keep their card card in my wallet. I paid off my merchandise ahead of time so I'm done with the card there's no need for me to want to keep paying for a credit card with a closed account. This is wrong and stealing from the consumer on all levels.

• Review fromEbony W

  Date: 09/27/2024

  I have had this card for a few years now. My balance is very low but for some reason my minimums are very high. I feel as though they are trying to get me to pay off my account so they can close it. My balance is only $164 no way my minimum should be $43. Last month it was double. I have reached out and no one seems to answer my questions only my minimum is what it is. If my account gets closed I am going to file a complaint. This is unacceptable.

• Review fromDouglas C

  Date: 09/25/2024

  This Company is the worst. They have a bunch of hidden fees. I paid my bill on the due date. Come to find out because it take their system 24 to 48 hours. They charged me a late fee. DO NOT USE. DISTROY ANY CARDS YOUNGET FROM THIS COMPANY.

• Review fromDavid T

  Date: 09/23/2024

  I purchased an instrument through ************* which was paid off quickly through Fortiva. They partner with *************. I paid off my balance and didn't think of it for another year. Suddenly got hit with a close to 100 dollar charge out of nowhere which they called a "service fee". Then because I found out about too late to pay it by the due date, I got hit with a late fee on top of it. Just paid 130 dollars for nothing other than their greed and small print dishonest business practices. This should be illegal. ***** this company at all costs! If you get a guitar with ************* pay it off fast and close the account immediately after you're through! Otherwise you'll get caught off guard too!

• Review fromSebastian L

  Date: 09/15/2024

  Zero stars. I opened an account recently and they charged me a $175 annual upon activation and $3 credit protection, then they send me my monthly statement with a due date, I havent had my card for a week yet! I called to complain and have the annual fee removed and they wouldnt do it because its their policy. Later that night, I chatted with a representative and demanded my account to be closed and the charges removed, again they wouldnt remove the charges. I closed the account anyways and now reporting their business to the BBB. Absolutely horrible customer service!!

• Review fromHudson N

  Date: 09/13/2024

  Why are companies allowed to feed off the economically vulnerable only to try and ruin us instead of helping us so that we can have brighter futures? Companies in the financial sector need to be regulated so they no longer prey upon the economically vulnerable because my once 689 credit score has been lowered by a company who never once tried to work with me to meet a resolution,thank you for nothing ******

• Review fromTJ N

  Date: 08/29/2024

  IF I COULD PICK NO STARS I WOULD!!! Closed my account as of 8/29/24. NEVER will do business with *******. I had fraud charges appear on my card and proved I did not incur the charges. Fortiva insisted I repay over $200.00 of the fraud charges even though I proved I didn't incur the amounts. Poor, poor customer service. Steer clear of anything to do with this credit company. I have had an Apple Music subscription for well over 10 years and yet ******* said I charged over $200 worth of music I had to pay back...um, no. Why would I buy music when I get it on a monthly plan and can download all I want for that subscription rate?! I paid off the disputed amount and closed my account. I don't cater to thieves. Please DO NOT give them the time of day and if you do have an account I highly suggest you close it. In addition to this I have asked for them to waive my yearly fees of $80/plus a $12.50 monthly fee. They refuse and even made me pay for the outstanding $12.50 fee for August even though I closed the account. Highway robbery at its finest. BAD, BAD, BAD company.

• Review fromRC W

  Date: 08/22/2024

  Before you finance anything, make sure it's NOT through Fortiva. I had the pleasure of learning the hard way, when I was notified that my 700+ credit score PLUMMETED OVER 90 POINTS after signing up with Vivint Home Security, who I've also reported on here. ****** learned.