Complaints
This profile includes complaints for Authorize.Net's headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Complaints Summary
- 53 total complaints in the last 3 years.
- 14 complaints closed in the last 12 months.
If you've experienced an issue
Submit a ComplaintThe complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.
Initial Complaint
Date:05/05/2025
Type:Billing IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
We are a small law firm in Baltimore. We use Authorize.net to process client credit card payments. Last week we had fraudulent activity happen where thousands of stolen credit cards were being mass ran through Authorize.net. We contacted the company to see if we could figure out why this was happening and how to stop it. We talked to Bea, ID# ******. She didn't understand that the credit cards were being processed through their system, not our website. She kept insisting that the problem was on our end, not their program. However, their program is the one processing credit cards, not our website. She then refused to let us speak to the technical support or fraudulent department. She said that those departments don't speak to customers. However, since she wasn't understanding the way their program was working in compliance with our website, we needed to speak to someone with a better understanding. We had an hour long conversation trying to explain to her the issue, with her just repeating the same information which did not apply to our situation. With this being a fraud issue, we need this to be resolved ASAP. The fact that we were not given any help whatsoever and this being a fraud issue, is very concerning. We need them to contact us ASAP to help resolve this issue.Business Response
Date: 05/08/2025
Greetings *******,
Thank you for contacting Authorize.net through the Better
Business Bureau. I am committed to resolving your concern in a manner that
benefits all parties involved. I have located gateway ID ******* under the
business name “****** *** ********* ** *********,” and I will be responding to
your complaint from this account. If this is not the correct account, please
provide the correct gateway ID for reference.
I have reviewed the transactions that occurred around the
time of your inquiry and have concluded that these transactions are coming
through an API request. This could be through your website or due to your API
credentials being compromised by not being properly secured. You can think of
API credentials as the username and password for websites or software to send
transactions to your gateway. If you are certain that these transactions did
not come through your website, you may want to discuss with your website host
whether the API credentials are properly secured. In addition, you can use the
URL below for guidance on generating a new transaction key if you believe your
current one has been compromised: ****************************************************************************
I also see the call documentation for your discussion with
Bea and another contact on 5/7, where additional steps were discussed. I will
ensure these calls are reviewed, and any appropriate feedback is given to the
representatives by their manager. I apologize for any misunderstanding or
miscommunication. However, I am pleased to have provided you with further
information and addressed this issue for you.
Thank you for contacting us, and have a great day!
Regards,
******* **Initial Complaint
Date:04/08/2025
Type:Billing IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I am writing to formally file a complaint regarding Authorize.net and their continued billing of our business for services we never utilized.Back in December 2017, we were researching payment gateway solutions for our business and created an account with ********************** to explore their platform. While we completed the initial setup process, we never used their services. No transactions were processed, no integration was implemented, and no active use of the account occurred.Unbeknownst to us, Authorize.net began charging a different business bank account, one not associated with the company for which the account was originally created, a $30 monthly fee. Because of the account being inactive and linked to an unrelated business entity, this error went unnoticed until a recent financial review uncovered nearly eight years of ongoing charges, totaling $2,880.Upon contacting Authorize.net, they acknowledged the billing and that there was never any use of the service. The account closure department at Authorize.net offered a refund of only $240, which covers just a fraction of what we were charged. We believe this is unfair, especially given that we never used the service and that the platform had full visibility into our inactive status.We are requesting the Better Business Bureau's assistance in resolving this matter and securing a full refund of the $2,880 that was charged without use of service or informed consent beyond initial signup.Supporting documentation, including account history and communication with Authorize.net, can be provided upon request.Thank you for your time and support in addressing this issue. We appreciate your help in reaching a fair and just resolution.Business Response
Date: 04/10/2025
Greetings ***,
I would like to thank you for contacting Authorize.Net through the Better Business Bureau. I will do everything I can to resolve your concern in a manner that benefits all parties involved. I located gateway ******* under the business name ************ and I will be responding to your complaint from this account. If this is not the correct account, then please let me know the correct gateway ID for reference.
I understand the concern over the fees being billed. We do apologize for any confusion about this situation. So, you applied for our All-in-One option which consist of a gateway and a Merchant Account. The one you were approved of is the gateway account which is the one charging you with a monthly gateway fee of $25. The account was activated, and the fee schedule was agreed to on 12/29/2017.
Furthermore, in your complaint you state that your bank account was charged for $2,880 as you never purchased or used our services. However, you did agree to the fees and our Terms and Conditions upon sign up which states that Customer agrees to pay ********************** for any further use of the ******************** effective immediately until the account is closed". Which means that upon activation of the gateway, you are liable to pay for any fee incurred from the time you activated the gateway, regardless of non-usage.
I was able to locate your account and I can see that you already called us dated 04/08/2025 wherein you spoke to one of our representative, the representative over the phone was able to assist you in closing the said gateway and was able to assist you in refunding the total amount of $240 as a one-time courtesy for the gateway fees in which you will be expecting to see typically within 3-5 business day after the funds had been push out ( Tuesdays and Thursdays with the exception of the first week of the month).
I want to apologize for the misunderstanding/miscommunication; however, I am happy that I was able to provide you with further information and address this issue for you.
Thank you for contacting us and have a great day!
Regards,
******Initial Complaint
Date:04/07/2025
Type:Billing IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I opened account with ********************** and have essentially been robbed by them. They closed my account and withholding eckeck funds. It has now been over 60 days, in ******* 60 days is the amount of time given to be able to dispute ACH transactions. So I reach out regarding the release of my funds only to be told they were holding it for 2 YEARS! ARE YOU SERIOUS! SIRELY THIS HAS TO BE ILLEGAL AND THEY REFUSE TO GIVE ME ANY ANSWER AS TO WHY. I DEMAND RELEASE OF FUNDS BEING HELD BY ************Business Response
Date: 04/07/2025
Greetings ******* *******,
I would like to thank you for contacting Authorize.net through the Better Business Bureau. I will do everything I can to resolve your concern in a manner that benefits all parties involved. I located gateway ******* under the business name ********************* of *********** and I will be responding to your complaint from this account. If this is not the correct account, then please let me know the correct gateway ID for reference.
I understand that you are upset about our teams decision regarding the funds being held for ****** transactions. The funds you are referring to have a chargeback returned because your customer did not authorize the transactions. Therefore, those affected eCheck deposits need to be held for investigation. I also understand that you have already contacted our support to request an early release of funds, but unfortunately, this is something we do not have control over as it falls under the jurisdiction of our Risk Investigation team.
I want to apologize for the misunderstanding/miscommunication; however, I am happy that I was able to provide you with further information and address this issue for you. Thank you for contacting us and have a great day!
Regards,
**** *.
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