Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Debt Consolidation Services

Prudent Financial Solutions, Inc.

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Debt Consolidation Services.

Reviews

This profile includes reviews for Prudent Financial Solutions, Inc.'s headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Prudent Financial Solutions, Inc. has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Review Ratings

    3.57/5 stars

    Average of 15 Customer Reviews

    Want to share your experience?

    Leave a Review

    Review Details

    • Review fromLaura S

      Date: 02/03/2025

      I have been researching debt consolidation after suffering silently for the past 3 years. 4 months ago I backed out of entering a program with a different company - I immediately became creeped out and felt helpless because of the oversell and ick feeling I had from the very overbearing salesperson. Today, I took the first step in taking my life back - Thank you to **** ****** for talking me through the process, your dedication and time to explaining the process, and for being available to answer all of my questions. I can finally breathe for the first time in a long time and know I do not have to go through my suffering anymore. For anyone suffering from bad debt, fearful of the unknown it is with the highest accolades and great pleasure that I write this recommendation. It is not often you come across someone so professional, respectful, educated, and just a true pleasure to work with. Financial Burdens are so heavy to carry and not only a very personal journey but a frightening one. Thank you **** ****** for helping me so thoughtfully take back my life! If you are reading this and have any doubt in your mind about taking this big step to financial freedom and controlling your destiny I highly recommend you contact **** ****** from Prudent Financial he will not only give you the care and consideration you deserve but he will make the process seamless and a lot less scary so you can start living again! Thank you so much **** ******!! Very grateful to you and so appreciative.
    • Review fromMaximilian E

      Date: 01/10/2025

      ******* was very professional and explained all of my options to me. We ended up doing a restructuring plan. He made me feel very comfortable about the process and I am looking forward to being able to have some relief in my budget.
    • Review fromRyan G

      Date: 11/30/2024

      The past few years have not been as easy as I was hoping. Pandemic, car repairs, and to top it off my hours had been cut at work. During this time I had to use credit cards to get by. With the holiday season approaching, the minimums on my accounts became too much. I wasnt sure if anyone would be able to help, sure enough though this company came back with a plan to get me out of the debt. They cut my payments down by over $500 and they are working out better agreements with my creditors to get me out of this mess. Looking forward to becoming debt free as soon as possible.
    • Review fromDavid M

      Date: 11/18/2024

      I must admit I was skeptical at first when I first started talking with Prudent. Given my situation I decided to hear them out and see exactly how they could help. Im beyond thankful I took the time to listen and grasp a full understanding of what they could offer me and how it works. Im happy to report that its been 1 year to the day that Ive been working with Prudent and my finances are headed to a place where I simply couldnt get to on my own. Thank you for all youve done for me!
    • Review fromNate P

      Date: 11/04/2024

      Thank you to the consultant ***** and Prudent Financial Solutions for helping me find a path to getting out of debt. ***** and his team laid out a few options to getting out of debt. With a good amount of patience from his end we ended up moving forward with a Debt Resolution option which will help me out at a much faster pace.
    • Review fromRobert P

      Date: 11/04/2024

      Prudent helped me find a solution to get out of debt. At first I was looking for a loan. They showed me a few offers but they didn’t seem to make sense in helping me. I ended up going with a debt resolution option where they will work with my creditors to get better agreements. The process was explained in great detail.
    • Review fromSteven H

      Date: 10/24/2024

      Thank you guys for helping me get the loan to consolidate my debt. Very knowledgeable people and great customer service!
    • Review fromChristina K

      Date: 09/17/2024

      As other consumers complained. I received a personal loan offer through mail. Called them on 9/16/24, up to now I havent heard back from them. They told me I should receive a call or email back within 24 hours or less whether I got approved or not. I think this a scam/fraud. Dont trust this company.

      Prudent Financial Solutions, Inc.

      Date: 01/15/2025

      Thank you for bringing this matter to our attention. We sincerely apologize for any inconvenience or frustration you have experienced.We strive to provide clear and timely communication to all of our customers, and we regret that we did not meet your expectations in this instance. Based on your feedback, we will thoroughly review the situation to understand what happened and ensure any communication issues are addressed.we would love the opportunity to address your concerns and give you assurance on our services. Please rest assured that our company operates with integrity, and we take any allegations of fraudulent activity very seriously. We will investigate your concerns and provide you with a resolution as soon as possible.Once again, we apologize for the inconvenience caused.
    • Review fromMary Z

      Date: 08/20/2024

      Deserves 0 stars. Bait and switch company for debt consolation for their own gain. They will negotiate with your debtors and get away with paying them 1/2 or less of the total debt while you are paying them for the full debt for low interest or zero interest. BEWARE!

      Prudent Financial Solutions, Inc.

      Date: 01/15/2025

      Thank you for sharing your feedback. We are sorry to hear about your dissatisfaction with our services, and we take your concerns very seriously.Our goal is to provide effective solutions to help individuals manage their financial challenges. The debt restructuring process involves communicating with creditors to reduce the total amount owed, allowing clients to resolve their debts. This approach is designed to offer an alternative to options like bankruptcy, but we understand that it may not be the right fit for everyone.We strive to be transparent about the terms of our programs, including how payments are allocated and the potential impact on credit. We regret if there was any confusion or if our services did not meet your *************** better address your concerns, we would appreciate the opportunity to discuss your specific situation in more detail. Please reach out to us directly and we will work with you to address your questions and provide clarification.We are committed to helping our clients achieve financial freedom and value all feedback as it helps us improve our services. Thank you for giving us the opportunity to address your concerns.
    • Review fromRobert Y

      Date: 06/26/2024

      Needed help getting back on track with my credit card debt. ***** was able to help out my situation and help me start saving again. Thankful for the experience. I look forward to getting out of this debt.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.